A tree falls on my house in a storm. Am I covered?
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Generally yes, minus the deductible: it’s sudden and accidental. It would be different if the roof was already worn out and leaking before the storm.
A general answer. Your policy always has the final say.
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A question about your own policy?
This site explains the general rules. Only your insurer can say what your policy covers: ask your agent or broker. This site doesn’t make recommendations. To choose coverage, also talk to a certified professional.
- Check an agent or broker: AMF register, at lautorite.qc.ca
- Insurance information: Autorité des marchés financiers
- General insurance questions: Centre d’information sur les assurances, 514-288-4321 or 1-877-288-4321
- Injuries in a car accident: SAAQ
- Professional conduct: Chambre de l’assurance de dommages