General information only. This isn’t insurance advice: your policy always has the final say.

How much should I insure my house for?

Home

For what it would cost to rebuild, not its market value or municipal assessment. If the amount is too low, the payout may not cover a full rebuild.

A general answer. Your policy always has the final say.

Related questions

With replacement cost, do I really have to replace the item?
My upstairs neighbour caused water damage in my place. Who pays?
Is mould covered?
Mice damaged my attic. Am I covered?
I’m renovating. Do I need to tell my insurer?

All questions →

A question about your own policy?

This site explains the general rules. Only your insurer can say what your policy covers: ask your agent or broker. This site doesn’t make recommendations. To choose coverage, also talk to a certified professional.

Check an agent or broker: AMF register, at lautorite.qc.ca
Insurance information: Autorité des marchés financiers
General insurance questions: Centre d’information sur les assurances, 514-288-4321 or 1-877-288-4321
Injuries in a car accident: SAAQ
Professional conduct: Chambre de l’assurance de dommages