General information only. This isn’t insurance advice: your policy always has the final say.

I’m installing a wood stove or a pool. Do I need to declare it?

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Yes. A wood stove and a pool change the risk and must be declared. The insurer may ask for an inspection or an installation certificate for the stove.

A general answer. Your policy always has the final say.

Related questions

I rent out a room in my home. Am I covered?
I work from home. Does my insurance change?
In a condo, can the syndicate really bill me its deductible?
What is the description of the private portions?
I own a plex. Are my rents protected?

All questions →

A question about your own policy?

This site explains the general rules. Only your insurer can say what your policy covers: ask your agent or broker. This site doesn’t make recommendations. To choose coverage, also talk to a certified professional.

Check an agent or broker: AMF register, at lautorite.qc.ca
Insurance information: Autorité des marchés financiers
General insurance questions: Centre d’information sur les assurances, 514-288-4321 or 1-877-288-4321
Injuries in a car accident: SAAQ
Professional conduct: Chambre de l’assurance de dommages